INTRODUCTION

Owing to our operations in Nigeria, we therefore, in line with the National Information Technology Development Agency (NITDA) Act, 2007 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the National Information Technology Development Agency Act, 2007, affirm that this document is an electronic record generated by a computer system and does not require any physical or digital signatures. Picadailys.com (hereinafter referred to as "The Site") is wholly owned by Port Harcourt Picadailys Services Multipurpose Cooperative Society Limited and her divisions. Picadailys.com is a consumer cooperative, membership is voluntary and it is open to all persons above the age of 18 years. In this document, terms such as “cooperative”, “seller”, “we”, “us”, “our”, “the Site” expressly refer to www.picadialys.com.

The term “document” wherever the context so require, mean Terms and Conditions of Use of the Site.
  In this document, the term ‘You’ wherever the context so require, shall mean an individual, natural, legal and of at least 18 years of age or is accessing the Site under the supervision of a parent or legal guardian, who by our definition is either a visitor or has agreed to become a registered member of the Cooperative which entails providing accurate personal information as required, for the registration process, underwent the statutory verification processes and uses the Site as a registered member of the Cooperative. In the event, that a minor wish to use or transact on Picadailys.com, such use or transaction may be made by the legal guardian or parents who are registered as members of picadailys.com cooperative.

You agree that when you use the website - www.picadailys.com and our service applications, the following terms and conditions stated in this document governs your activities and you will be wholly bound by the terms and conditions of the Site. We therefore, advise that you take time to review the terms and conditions before using the Site or related service applications and in sections where you need clarification, you will contact us promptly as the terms and conditions of the Site as stated in this document fully governs the use of the website and related service applications and no extrinsic material evidence, whether oral or written or digital will be admitted.

It is the sole right of the Site to effect changes, modifications, additions, or remove certain areas of both the Terms and Conditions of Use and the Terms and Conditions of Sale at any time without prior notice and changes will take effect as at when posted on the Site with no further notification, thus you are advised to keep abreast with these Terms and Conditions regularly for updates.

You accept changes made in our terms and conditions from time to time, when you continue to use the Site.   You agree that your transactions on Picadialys.com, shall be subject to the terms and conditions hereby stated in this document that are applicable to the website for such transaction and your use of the website constitutes your contracting with Port Harcourt Picadailys Services Multipurpose Cooperative Society, a cooperative society registered under the section 5 (1) of the Nigerian Cooperative Societies Decree No. 90 of 1993 (now an act of 2004) with head office at Suite 2, First Floor, Big Treat Mall, Air force Junction, Aba Road, Port Harcourt, Rivers State, Nigeria and these terms and conditions constitute your binding obligations.
YOUR USE OF THIS WEBSITE FOR THE PURPOSE OF BROWSING, RESEARCHING, LEARNING, ACCESSING OR TRANSACTING EXPRESSLY AMOUNTS TO YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS IN THIS DOCUMENT, SO WE ADVICE THAT YOU CAREFULLY STUDY THIS DOCUMENT, IF YOU MUST CONTINUE TO USE THE WEBSITE.   TERMS AND CONDITIONS OF USE   USE OF THE SITE

You agree to be bound to the rules, guidelines, policies, Terms and Conditions of Use of this website and refrain from using the website if you do not agree with a section of the whole of our Terms and Conditions of Use.   In line with our terms and conditions of use, we grant you a non-transferable, revocable and non-exclusive permit to use this Site, for research, shopping and making purchases of personal items of diverse categories available for sale on the site. We strongly prohibit any form of commercial use or use on behalf of any third party, except as explicitly permitted by us in advance.

Some other actions prohibited by this Terms and Conditions are:

a)      Accessing our servers or internal computer systems.
b)      Interfering in any way with the functionality of this website, gathering or altering any underlying software code, infringing any intellectual property rights.
c)       This list is non-exhaustive and similar actions are also strictly prohibited.

You agree to have your license to access the Site immediately revoked, should we determine based on our sole discretion that you are in breach of a part or whole of the Terms and Conditions of the Site without prior notice and we reserve the right to deny you access to the website and its content and do so without prejudice to any available remedies or otherwise.  

Access to the Site is as simple as knowing the Site name and using an internet enabled device with a browser to access it. However, there are certain services and related features that may be made available on the Site but require registration or subscription to have full access.   Using such services and related features is at your sole discretion and when you register or subscribe for any them, you agree to provide accurate and current information about yourself, undergo the required verifications and in future promptly update such information if there are any changes that can affect our ability to offer you our best service.  

It is your sole responsibility as a user/member of the Site to ensure your passwords and other account identifiers are safe and secure and you agree to take full responsibility for all activities that occur under such password or account.   You agree to notify us of any breach of security on your account resulting from unauthorized use of your password or account details as the Site shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this section.

In using the Site, information or communication to Picadailys.com which includes but not limited to emails or other data, You agree and understand You are communicating with the Site through electronic records and You consent to receive communications from us periodically which includes promotional emails, announcements, query response etc., and our choice of medium of communication can be electronic or otherwise. You can subsequently opt out of receiving such promotional e-mails by clicking on the link at the bottom of any promotional email.
 

MEMBERSHIP, CONTRIBUTION AND CONSUMER COOPERATIVE


Picadailys.com is a consumer cooperative, membership is voluntary and it is open to all persons above the age of 18 years. Memberships gives a legal, natural and sane individual the rights to own an E-wallet (a standardized record for all contributions), browse the website, and collate information on products/services as well as make purchases on Picadialys.com at highly discounted prices using funds from a member’s contributions in his/her E-wallet.

You agree that as a member of the cooperative that you are solely responsible to fund your E-wallet (make periodic contributions) in accordance with the laid out contribution categories and will actively participate in all cooperative related activities in a bid to make your E-wallet transaction ready to be able to make purchases of products and services from the cooperative.   All contributions to the E-wallet will be made via approved electronic transaction channels provided on Picadailys.com and must be made in Nigerian Naira acceptable by Central Bank of Nigeria. You agree to make all contributions compulsorily in Nigerian Naira as no other form of currency will be accepted. We will not in any way be held responsible or assume any liability, whatsoever in the event of any loss or damage arising directly or indirectly to you due to:
    1. Inability to initiate any transaction(s) for the purpose of making payments for products and services due to:
a)      Contributions not being transaction ready due to incomplete activities.
b)      Insufficient funds available in your account to make contributions.
c)      Preset limit on transaction set by your "Bank(s)" with your consent.
d)      Use of wrong account log in details and verification codes
    1. Technical issues related to the transaction in question.
    2. Decline of transaction by your "Bank(s)" for any other reason/s.
  Communication & Submissions

All communication or data including but not limited to, questions, reviews, comments and suggestions are collectively regarded as submissions and will automatically be the exclusive property of the Site and your continuous use of the Site constitutes your unconditional transfer of your rights over such information to us which may be returned to you.   In the same vein, you grant us permission to tie your personal data such as name to the information you post which includes but not limited to, “comments or reviews or suggestions or other data” to the Site.
Impersonation or the use of false credentials (emails or other account registration details) is strictly prohibited by the Site and all other acts constituting misleading information for us and third parties as to the source of any submissions. Once determined, we will remove or edit such submissions, however it is not obligatory.

You agree to receive emails and other forms of communication (e.g. SMS) from us when you:

a)      Sign up: For the purpose of verification and completing your sign up process.
b)      Fund member E-wallet: For the purpose of confirming e-wallet balance upon top-up.
c)      Placing and processing Orders: For the purpose of confirming your order as well as share relevant offers from us and third parties in line with your order.
d)      Managing user experience: For the purpose of getting your reviews and ratings on our service delivery, your satisfaction or dissatisfaction and suggestions etc.
e)      User Education: For the purpose of raising the awareness level of users presenting important information to make their online experience worthwhile.  

All communication through email is free of charge. However, charges accrue for communications delivered via SMS which includes but not limited to delivery of verification codes (OTP), Birthday messages, Log in confirmation etc., and will be deducted from the member’s account within a well-managed timeframe and in an automated manner.

Access, Links, Third party and Website information

Our goal is to ensure 24/7 accessibility to the Site by all devices globally, delivering world class user experience all the time to visitors and members alike. However, service interruption may occur and we reserve the right to terminate the website at any time and without notice. You agree that service interruption may be to carry out periodic improvements on the website, scheduled maintenance or may occur due to external factors beyond.

In a bid to render world class service, we may host links to third party websites or applications on the Site. Nonetheless, the hosting of such link should not be misconstrued for endorsement of third party websites, an affiliation or partnership with the third party in question unless stated otherwise in writing and we reserve the right to withdraw such statement at any time without notice or justification.


You agree that as a user following a third party link from our website to another website, is at your own risk and we will in no way be bound or held responsible for any mishap that may occur, just as we are not responsible for any content, including, but not limited to, information, offers, promotions, products and services displayed on third party websites. A written consent must be received from us to create a link to our website otherwise it is strictly prohibited and in the same vein, we reserve the right to revoke our consent without notice or justification.  

The information presented in the Site is for informational purpose only and is subject to change without notice. You agree that it does not in any way constitute either a representation or a warranty or a guarantee from us, thus it should not be relied upon. However, we go the extra mile to ensure that the information contained on the Site is relevant, accurate and reliable.  

Information presented about product and services on the Site are those of the manufacturers/distributors/service providers and are not us. Comments, opinions, reviews, suggestions expressed on this Site about certain products and services are those of the individual posting such content and may not reflect our position on the subject in question be it a product or services.

You agree to our disclaimer of all warranties, guaranties whether expressed or implied, as to the merchantability and/or suitability of the products or services presented on the Site for sale.
We shall not be held responsible or made liable for any damages or injury which may arise as a result of any error, omission, interruption, deletion, delay in operation or transmission, computer virus, communication failure and defect in the information, content, materials, software or other services included on or otherwise made available through the Site. We acknowledge that certain state laws do not allow limitations on implied warranties or limitation of certain damages, the above disclaimers may therefore not apply where these laws are applicable.

Intellectual Property

You agree that the Site is a product of the dutiful efforts of a world class team of entrepreneurs, administrators, consultants, developers and partners, thus there exists, registered or unregistered established intellectual property frameworks belonging to the owners that must be regarded and acknowledged by all and sundry.   In the same vein, You agree that all intellectual property rights and database rights, whether registered or unregistered as digital content on the Site and all the website information, design, including, but not limited to, text, graphics, software, photos, video, music, sound, and their concept, selection and arrangement, and all software compilations, underlying source code and software shall remain at all times vested in us or our licensors. Use of such material will only be permitted as expressly authorized by us or our partners as implied.

You agree not to, or facilitate any third party to, copy, reproduce, transmit, publish, display, distribute, commercially exploit or create derivative works of such material and content. Any act constituting in an infringement of our intellectual property rights is strictly prohibited and we will not hesitate to initiate legal action in the appropriate court of law against you including but not limited to reporting to the appropriate law enforcement agencies or other regulatory bodies for purpose of initiating criminal or other proceedings. 

Charges


Membership of the cooperative is free of charge. It is completely free to browse, learn about products and shop on Picadailys.com. Notwithstanding, it is the sole discretion of the Site to change her policies on charges and fees without prior notice which may be a result of the introduction of new offerings/services, modification to existing ones which have on set cost elements to Picadailys.com. Such changes once implemented shall automatically become effective on Picadialys.com. Given our operations in Nigeria, all charges will be made in the Nigerian Naira, unless otherwise stated. You agree to make payments for fees/charges to Picadailys.com in full compliance to all applicable laws on guiding payments in Nigeria.    

Payment


Picadailys.com only accepts payments in Nigerian Naira acceptable by Central Bank of Nigeria. You agree to make all payments compulsorily in Nigerian Naira as we do not accept any other form of currency with respect to the purchases of products and services made on Picadailys.com You can take advantage of any of the payment method(s) offered at Picadailys.com, however, we are not bound or will be in any way held responsible or bear any liability, whatsoever in the event of any loss or damage arising directly or indirectly to you due to:
    1. Inability to initiate any transaction(s) for the purpose of making payments for products and services due to:
a)      Insufficient funds available in your account.
b)      Preset limit on transaction set by your "Bank(s)" with your consent.
c)      Use of wrong account log in details and verification codes
    1. Technical issues related to the transaction in question.
    2. Decline of transaction by your "Bank(s)" for any other reason/s.
  E-Wallet and Contributions

The E-Wallet ("Wallet") is a contribution record and pre-paid payment instrument which is given to a fully registered member of the cooperative. You agree to make your contributions to fund your E-wallet in line with the set budget base (s) depending on your capacity and need. You agree that your E-wallet is not an interest yielding instrument, thus the cooperative will not pay any interest on the amount maintained by you in your E-Wallet.

Your E-wallet can be funded through approved electronic payment channels on Picadailys.com and we will not be bound or in any way liable for funding your E-wallet for you, thus giving monies to a third party to fund your account is strictly prohibited and the cooperative, but not limited to our partners, directors, officials, consultants and/or employees will not be in any way held responsible for any loss or damage arising from such act to any member.
Your E-wallet comprises of two main balances, which are as follows:

1)     
The Red Account: This account is the first record of any fund made as contribution to your E-wallet. A member will not be entitled to any discount on Picadailys.com and must pay the full amount, if he/she makes a purchase from the red account. In other words, the account is NOT TRANSACTION READY.


2)     
The Green Account: This account is a TRANSACTION READY account and any fund made as a contribution to your E-wallet that has been successfully moved from the red account to the Green account, can be used to make purchases at the approved discounted prices for each item on Picadailys.com.
A member can do the following with his/her E-wallet:

1)     
Make your contributions in line with a specific budget base

2)      Check your red or green account status
3)      Make request to for funds paid into your E-wallet to be paid into your "Bank(s)". 
4)      Make request to transfer funds from your E-wallet Green account to another member strictly for the purpose of meting up the fund requirement to complete a purchase. There is no minimum balance requirement for your E-wallet, thus you have the right to make purchases with all the available funds in your E-wallet, which could be either from your red account (no discounts) or from your green account (discounts available on all purchases).

When making your contributions, you can choose from the following budget base category:
1)      10, 000
2)      30, 000
3)      50, 000
4)      100, 000
5)      200, 000
6)      500, 000
7)      1, 000, 000

NB: The budget base you choose to fund your E-wallet is solely at your discretion, thus the cooperative, but not limited to our partners, directors, officials, consultants and/or employees will in no way be held liable for your decision on which budget base to make your contribution.
Limitation of Liability You agree that Picadailys.com, but not limited to our partners, directors, officials, consultants and/or employees will not be liable for any special, incidental, indirect or consequential damages or losses of any kind, arising from the use of your E-Wallet or association with the E-Wallet.  

Data management


Personal information shared with us in the process of using the Site will be managed in line with our privacy policy. Picadailys will manage the information and may use it for commercial purposes in a bid to improve your user experience of the Site.  

Indemnity
You agree to indemnify us, which includes but not limited to our partners, directors, officials, consultants and/or employees that none will be in any way held responsible for and claim or demand which includes but not limited to legal fees, penalties related to your breach of our terms and conditions of use.   

Legal Jurisdiction
As a corporate citizen of Nigeria in all legalities, we expressly opine that the Terms and Conditions stated in this document shall be interpreted and governed by the laws in force in the Federal Republic of Nigeria. In line with our policies on arbitration, both parties explicitly agree to submit to the jurisdiction of the courts of Nigeria with no respect to any objections on the grounds of venue.

Dispute resolution and Governing Law

In pursuant of the Arbitration and Conciliation Act Cap A18 Laws of the Federation of Nigeria 2004, as amended, replaced or re-enacted thereof, any dispute relating in any way to the terms and conditions of use of Picadailys.com, or to any products or services offered and sold by our partners , You agree and do hereby covenant that you shall not initiate or maintain a law suit against the cooperative be it at law or in equity, but both parties shall use all reasonable measures through mutual discussions to secure a mutual and amicable resolution of any dispute or misunderstanding between them.

If all reasonable measures for amicable resolution fails and the dispute cannot be resolved by mutual discussions within a period of fourteen (14) days from the date of notice, such dispute or claim will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Nigeria in English and governed by Nigeria law, where the arbitrator decision shall be final.

The legal cost of an arbitrator shall be the sole responsibility of each party and both arbitrators shall agree on a neutral arbitrator that is independent of both parties and who has a reasonable background experience in the Nigerian Information technology sector, whose decision shall be final. Legal fees accrue for the services of the neutral arbitrator shall be borne and shared equally by both parties. The above notwithstanding, in the event of a breach or infringement on our intellectual property rights, the Site reserves the right to pursue the protection of affected rights and confidential information (registered or unregistered) through injunctive or other equitable relief through the courts.

Termination

We reserve the right to terminate the Terms and Conditions of Use or revoke any or all of your rights granted under the Terms and Conditions of Use at any time without prior notice, upon which all access to and your use of the Site is suspended. We will, in addition to any other legal or equitable remedies, immediately reflag, deactivate and revoke your log in credentials such as password(s), account identifiers and other codes issued to you for the purpose of maintaining an account, denying your access to and use of this Site in whole or in part.  

You agree to fulfill your respective obligations such as but not without limitation to payment obligations in the event of any termination of this agreement, especially for obligations arising before the date of termination.   You furthermore agree that the Site shall not be in any way liable or held responsible to you or to any other person as a result of any such suspension or termination.  
                                                                                          
You agree to discontinue your use of the Site, if you disagree or are dissatisfied with the Site or with any terms, conditions, rules, policies, guidelines, or practices of Port Harcourt Picadailys Services Multipurpose Cooperative Society Limited.
 

Severability

In accordance with the laws of the Federation of Nigeria, we shall severe from our terms and conditions of Use any portion in whole or part that is interpreted a court of law or tribunal to be invalid or unenforceable, while the sacrosanct, validity or enforceability of the other section of this document is upheld and maintained to be respected by all and sundry.

Additional Provisions  
                                       
You agree to receive communications such as but not limited to announcements, notices, disclosures, agreements and other communications electronically and they meet all legal requirement that such communications be in writing.

The Site prohibits acts of assigning or sub-contracting any of your rights or obligations as stated in the Terms and Conditions of Use to any third party unless with our explicit consent in writing and we reserve the right to withdraw our consent without notice.   The transfer, assigning or sub-contracting of any rights or obligations as provided by the Terms and Conditions of Use for the benefit of any third party is the sole and exclusive right of the Site.  

TERMS AND CONDITIONS OF SALE
 

Introduction Picadialys.com is wholly owned by Port Harcourt Picadailys Services Multipurpose Cooperative Society Limited specialized in the distribution of consumer goods and media services. Our Terms and Conditions of Sale provides a blueprint that govern the sale of goods and services purchased on this Site, thus no extrinsic material evidence, whether oral or written or digital will be admitted..

Sale contract You agree that browsing the website and gathering information regarding the products and services offered for sale on Picadailys.com constitutes in you contracting with Port Harcourt Picadailys Services Multipurpose Cooperative Society, a cooperative society registered under the section 5 (1) of the Nigerian Cooperative Societies Decree No. 90 of 1993 (now an act of 2004) with head office at Suite 2, First Floor, Big Treat Mall, Air force Junction, Aba Road, Port Harcourt, Rivers State, Nigeria and these terms and conditions constitute your binding obligations.

You agree that an offer to sell has not been made as your browse the Site to identify products or services you intend to purchase but an offer to sell happens when you successfully select an item on display on the Site with an “In stock” status, choose a preferred payment method and complete the checkout process.  
Both parties agree that the consummation of the sales contract will involve the seller or her partners making contact with you via phone or email to confirm your purchase, advice you on how to take possession of purchase depending on the nature of the purchase contract, be it:

a)     
Self-Serve – means you will visit partner’s location to take possession of products or services


b)     
Electronic Distribution – means you will take delivery of the product or services through electronic means at your convenience.

c)     
Service Delivery – means the Site/partners will initiate a dispatch process to deliver the product to your chosen location.
The sales contract is consummated upon your acceptance of the ordered product or services using any of the above means of delivery. Working with our partners, the Site reserves the right to refuse or cancel any order for any reason at any time as there are cases when an order cannot be processed for several reasons beyond our control.

Acceptance of Electronic Documents You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Payment and Pricing It is our primary duty to provide users of the Site with the most accurate pricing information with regards to the actual market price and our discounted price for members only. You therefore agree that in the event that error occurs in the pricing information displayed, we reserve the right to refuse or cancel any order. At our own discretion, we may either contact you for instructions or notify you of cancellation of your order.

In the event that your E-wallet or debit/credit card has been charged and the order confirmed, we reserve the right to refuse or cancel any such orders, duly inform you of our inability to provide the services required as soon as possible and a full refund will be made to the payment method used for the transaction.   Voucher and Electronic Codes   For seamless shopping experience, we use voucher codes and other form of electronic codes to authenticate orders, authorize and provide confirmation to partners of orders made, details and value.  

For products and service under the self-serve category, voucher codes are used by partners to verify orders and create a record in the system that they supplied the product or services ordered, which is the only way they can get reimbursement for fulfilling the order.   In order categories such as service delivery and even value added services (VAS), electronic codes are used as unique identifiers with which orders are processed and tracked. They enable us to know the partners that interacted with the order and the role they played in fulfilling the order.   Our voucher codes are strictly for purchase purpose and it is prohibited to exchange a voucher code for cash.

 Liability of Parties on the Picadailys.com Picadailys.com is a consumer goods distribution platform that is established to give members of the cooperative society, seamless access to highly discounted prices on products and services on display; however we work with third-parties as partners to fulfill the orders, be it a product or services through our website. None of the products listed on our website are owned or sold by us, however we intermediate between manufacturers/major distributors/service providers to ensure our members are getting the products and services they need at highly discounted prices as well as ensuring that they receive their orders in the best condition possible.   Delivery Delivery is strictly to members in approved locations and within Nigeria.

Picadailys.com delivery timeframe is from 0 – 5 days depending on location. However, cooperative/partner representative will be in touch with the buying member to further plan the delivery.   We make every effort to deliver goods within the estimated timeframe displayed on the Site; however unforeseen factors beyond our control can cause delays occasionally, thus you agree that we shall be under no liability for any delay or failure to deliver the products within the estimated timeframe especially when the cause of delay is not our fault or due to negligence.

You agree to cooperate with dispatch representatives responsible for the delivery of your order in a manner that affords all parties ample time to fulfill their part of order, as any delay or failure to deliver products or otherwise perform any obligation as specified in this Terms and Conditions of Sale, can be caused wholly or partly, whether directly or indirectly by circumstances beyond the control of all key actors, thus your patience is solicited.
  All deliveries from Picadailys.com is FREE, however for consignment requiring offloading due to volume, the buying member will be responsible for the cost of offloading and other local/community charges associated with that delivery.

Indemnity

You agree to indemnify us, which includes but not limited to our partners, directors, officials, consultants and/or employees that none will be in any way held responsible for and claim or demand which includes but not limited to legal fees, penalties related to your breach of our terms and conditions of sale. 


Legal Jurisdiction

As a corporate citizen of Nigeria in all legalities, we expressly opine that the Terms and Conditions of Sale stated in this document shall be interpreted and governed by the laws in force in the Federal Republic of Nigeria. In line with our policies on arbitration, both parties explicitly agree to submit to the jurisdiction of the courts of Nigeria with no respect to any objections on the grounds of venue.

Dispute resolution and Governing Law

In pursuant of the Arbitration and Conciliation Act Cap A18 Laws of the Federation of Nigeria 2004, as amended, replaced or re-enacted thereof, any dispute relating in any way to the Terms and Conditions of Sale of Picadailys.com, or to any products or services offered and sold by our partners , You agree and do hereby covenant that you shall not initiate or maintain a law suit against the cooperative be it at law or in equity, but both parties shall use all reasonable measures through mutual discussions to secure a mutual and amicable resolution of any dispute or misunderstanding between them.

If all reasonable measures for amicable resolution fails and the dispute cannot be resolved by mutual discussions within a period of fourteen (14) days from the date of notice, such dispute or claim will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Nigeria in English and governed by Nigeria law, where the arbitrator decision shall be final.
The legal cost of an arbitrator shall be the sole responsibility of each party and both arbitrators shall agree on a neutral arbitrator that is independent of both parties and who has a reasonable background experience in the Nigerian Information technology sector, whose decision shall be final. Legal fees accrue for the services of the neutral arbitrator shall be borne and shared equally by both parties.

The above notwithstanding, in the event of a breach or infringement on our intellectual property rights, the Site reserves the right to pursue the protection of affected rights and confidential information (registered or unregistered) through injunctive or other equitable relief through the courts.

Termination

We reserve the right to terminate the Terms and Conditions of Sale or revoke any or all of your rights granted under the Terms and Conditions of Sale at any time without prior notice, upon which all access to and your use of the Site is suspended. We will, in addition to any other legal or equitable remedies, immediately reflag, deactivate and revoke your log in credentials such as password(s), account identifiers and other codes issued to you for the purpose of maintaining an account, denying your access to and use of this Site in whole or in part.  

You agree to fulfill your respective obligations such as but not without limitation to payment obligations in the event of any termination of this agreement, especially for obligations arising before the date of termination.   You furthermore agree that the Site shall not be in any way liable or held responsible to you or to any other person as a result of any such suspension or termination.  
                                                                                         
You agree to discontinue your use of the Site, if you disagree or are dissatisfied with the Site or with any terms, conditions, rules, policies, guidelines, or practices of Port Harcourt Picadailys Services Multipurpose Cooperative Society Limited.
 

Severability
In accordance with the laws of the Federation of Nigeria, we shall severe from our Terms and Conditions of Sale any portion in whole or part that is interpreted a court of law or tribunal to be invalid or unenforceable, while the sacrosanct, validity or enforceability of the other section of this document is upheld and maintained to be respected by all and sundry.

GENUINE MERCHANDISE POLICY                                     

Picadailys Multipurpose cooperative society is 100% committed to offering members genuine merchandise in all transactions across her ecommerce platform. The cooperative operates as a community built on strong values and ethics. We believe Picadailys members and partners are responsible individuals and businesses and her committed to maintaining the decorum, integrity and reputation of the cooperative society. Thus we strive to inspire confidence in array of merchandise we deal in as well as protect our members and other users of our Ecommerce platform. In the cooperative society, we work tirelessly to ensure the genuineness of all merchandise on display on Picadailys.com.

Picadailys.com strongly prohibits the sale of merchandizing of counterfeit/contraband merchandise, and we work with our partners to offer only merchandise that are certified, approved by relevant authorities, authentic, genuine and are not expired. We strongly prohibit partners from offering merchandise that are found to violate this policy and any partner found culpable may be banned from any future dealings with the cooperative society. In the cooperative society, here are some of the guidelines we adhere to ensure the genuineness and authenticity of all merchandise offered to our members:

All merchandise offered for sale on Picadailys must be genuine, however when a merchandise have been manufactured, replicated, or reproduced without authorization of the original owners, and is tantamount to copyright violations, such merchandise will be swiftly rejected from listing amongst the array of offerings to our members. All merchandise must have proper branding which includes but not limited to bearing the manufacturer’s official brand name or logo on the packaging which connotes that it was lawfully made by, for, or with the consent of the manufacturer whose brand identity appears on the packaging. All merchandise offered to our members through our Ecommerce platform must be sourced from channels that are legal and verifiable by the administration of the cooperative society before the products are accepted into the list of merchandise on the cooperative ecommerce platform.

In the event that a partner is found to have offered merchandise that is not genuine, counterfeit or contraband, the cooperative reserves the sole rights to withdraw the privileges of such partner without prior notice. In the event that a partner is found to have offered merchandise that is not genuine, counterfeit or contraband, the cooperative reserves the sole rights to withdraw the privileges of such partner without prior notice and such partners is bound to fulfill his/her previous obligations which includes but not limited to forfeiture of all payments due partner by the cooperative society, withhold of pending remittances, processing of refunds to members who purchased such merchandise as reimbursement.

It is therefore expedient that when a member purchase a merchandise that is not genuine and has been verified by a representative of the cooperative society, Picadailys will take stringent measures to prevail on the partner to facilitate a return or replacement of the affected merchandise who will bear the entire risk of losing the monetary value of such merchandise as Picadailys reserves the full right to confiscate and destroy such merchandise and may also initiate a civil/criminal proceeding backed with legal action against the culpable partner. We take pride in providing a marketplace where our members can have value for their money, thus we ensure that all merchandise on our offer list meet our minimum quality standards in that they are genuine, such that will further lend credence to values at Picadailys.com.

Our goal is to constantly improve our sourcing practices, how we mitigate the introduction of inauthentic/counterfeit products in our offer list in a bid to uphold and preserve the mutual trust our members have in the cooperative society and our Ecommerce platform. In the cooperative society, we operate a transparent whistle blower system such that a member or anyone involved in our operation can raise alarm over merchandise suspected to be counterfeit/fake. Please forward all notifications to our merchandise integrity team (MIT): mit@picadailys.com for appropriate investigative action to commence.    

PRIVACY POLICY  

Trust is a very important value and watchword in Picadailys multipurpose cooperative society and we practice this value in the way we maintain high standards in the day to day operations of the cooperative, security of transactions and confidentiality of member’s information, partner data and privacy matters.   We guide our operations with well thought out privacy policy in line with best global practices. As an organization entrusted with information of members of the public, we have crafted a privacy policy that guides how we gather information about members, partners and other key stakeholders as well as how we disseminate such. We reserve the sole right t make changes to our privacy policy without prior notice, thus we encourage users of Picadailys.com to constantly review the privacy policy to stay in the know for the purpose of dealing with the cooperative society.     


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